Protect what matters most: your family
Your family is your greatest treasure, and having the right health insurance is one of the best ways to show it.
The Marketplace family plans (Obamacare) allow you to protect all household members under one single coverageadapted to the needs of each individual.
One plan, multiple benefits: medical care, hospitalization, medications, pediatrics and more - all in one policy.
What is a family plan?
Your family is your greatest treasure, and having the right health insurance is one of the best ways to show it.
The Marketplace family plans (Obamacare) allow you to protect all household members under one single coverageadapted to the needs of each individual.
One plan, multiple benefits: medical care, hospitalization, medications, pediatrics and more - all in one policy.
- Parents and children
- Married or civil union couples
- Newborn or adopted children
- Dependent legal dependents
By grouping everyone under the same coverage, it is easier to control your expenses and take full advantage of benefits and subsidies.
How family plans work
Each family member has his or her own access to medical servicesbut they all share the same policy, with:
1. A family deductible only (in addition to the individual).
2. A maximum amount of family expenses which limits how much they pay in total per year.
3. A single monthly payment (premium) for all members.
This means that, although each person receives individual attention, insurance protects the group as a whole.
Take advantage of family allowances
The federal government offers subsidies (financial assistance) to reduce the monthly cost of insurance, based on:
1. The household size
2. The family income level
3. The state where they live
The more people who are part of your family, the higher the available subsidy may be.
For example, a family of 4 with a moderate income can receive thousands of dollars in annual aidwhich makes it possible to access quality plans at low cost.
Specialized coverage for each age group
Family plans are designed to meet the health needs of the family. of each stage of life:
Children
- Vaccinations and growth checks
- Preventive and pediatric examinations
- Dental and vision services
Adults
- Primary care and specialists
- Routine examinations and disease control
- Coverage for pre-existing conditions
Elderly or dependents
- Medications, chronic controls and specialized services
Each member receives quality medical care, with coverage adapted to their age and condition.
Qualification requirements
To enroll in a family plan of the Marketplaceyou must comply with:
- Have legal residence in the United States (citizenship, residency or valid immigration status).
- Not having coverage available through the employer or Medicare.
Submit your annual family income to calculate the subsidy.
Importance of keeping information up to date
During the year, if your family situation changes (marriage, birth, adoption, or change of income), it is important to report it to the Marketplace.
Thus, you will be able to adjust your plan and subsidiesavoiding paying more or losing coverage.
How Ocando Seguros can help you
At Ocando InsuranceWe understand that every family is different.
That's why we advise you to find a plan that:
1. Protect all members of the household.
2. Take advantage of available subsidies.
3. Include doctors, hospitals and pediatricians within your local network.
4. Be flexible and adapt to your budget.
Our commitment is to help you take care of your loved ones with complete, affordable and reliable coverage.
Schedule your free consultation
Want to know how much you could save by including your entire family?
Let us evaluate your options and design a plan that provides peace of mind for every member of your household.
Call or WhatsApp us - and find out how to protect the ones you love the most with a single plan.
Informative note
Benefits and subsidies vary by state, household size and family income. Ocando Seguros guides you step-by-step through your Marketplace enrollment.
Contact us at
Do you have any questions? Do not hesitate to write us
Phone
904-422-5306
E-mail address
info@ocandoseguros.com
Location
Office address: 4319 Salisbury Rd, Suite #106 Jacksonville, Fl. 32216
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