The November 1 officially begins the Open Enrollment Period for health insurance plans through the Marketplace (Obamacare). This is the time of the year when all policyholders can renewing, upgrading or changing your health planIt is very important to do it on time. The registration period will be active from November 1 to December 15. After that date, you will not be able to enroll until the following year, unless you qualify for a Life Change*.
During this process, it is essential to update your personal informationAny change in your family or financial situation can affect your plan, your coverage and the amount of subsidy you receive. If in the last year you got married, divorced, had a child, someone at home started or stopped working, or moved to a new address, you should report it to prevent the system from miscalculating your assistance or your monthly cost.
It is also very important to check your immigration status and current documents. To renew your plan in 2026, the Health Marketplace will require proof of immigration status such as a valid Work Permit, Resident Card, Social Security Number or valid ID. Having these documents ready streamlines the process and avoids interruptions in your coverage.
This year, in addition, we expect some adjustments in plans and companiesIt is possible that your insurer may change your network, benefits or costs. That is why it is key to review your plan calmly and make sure that maintain a coverage that really suits your needs and budget.
Due to the high volume of calls and requests that I will be receiving on these dates, I will be communicating directly with you by message, call and e-mail to coordinate your renewal. Additionally, I will be enabling a special link for you to schedule your call with me at a time that is convenient for you. This will allow us to organize ourselves much better and ensure that your renovation is done. correctly and smoothly.
Your health and that of your family is a priority. I am here to accompany you throughout the process, step by step, as I do every year.
Special link for your call and advice here:
https://calendly.com/ocandoseguros/salud-2026
Thank you for trusting me as your insurance advisor.
-Alfonso Ocando, your trusted advisor
📲 904-422-5306
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