As of January 1, 2026There will be important changes in the health insurance market, especially in the subsidies that had been increased during the pandemic and that will end on December 31, 2025. 

This means that some people will see an increase in the cost of their plan, especially silver plans. I recommend considering options such as a bronze plan with a lower premium, but higher deductibles and co-pays, and supplementing with additional insurance for comprehensive protection. 

It is crucial that you maintain active coverage, as a medical emergency can cost thousands of dollars. Remember, I'm here to help you review your options and find the plan that best suits you and your family.

ALFONSO OCANDO