Prevention is the key to good health
- Periodic evaluations such as general check-up, blood pressure, cholesterol, and diabetes.
- Early detection examinations: cancer (breast, colon, prostate, cervical), osteoporosis
- Counseling on topics such as smoking cessation, weight loss, healthy eating, depression, and alcohol use
B. Preventive care for women
One of the greatest benefits of having health insurance under the Marketplace (Obamacare) is access to preventive services at no additional cost.
This means you can get checkups, tests, immunizations and screenings with no deductible, copayment or coinsurance - even if you haven't met your annual deductible yet.
In other words, prevention is completely free when you are covered by a plan approved by the Affordable Care Act (ACA).
What are preventive services?
The preventive services are those that help to early detection of diseasesbefore they become serious or costly problems.
The objective is to keep you healthy and reduce future risks.
The federal government, through the Department of Health and Human Services (HHS)establishes an official list of services that all insurers in the Marketplace must cover 100 %.
Examples of covered preventive examinations
For adults
- Routine annual check-ups
- Blood pressure measurement
- Tests for type 2 diabetes
- Colorectal cancer screening tests
- HIV and hepatitis tests
- Recommended vaccinations (influenza, COVID-19, tetanus, hepatitis B, etc.)
- Smoking cessation and weight control counseling.
For women
- Pap smear and HPV test
- Annual mammography (according to age and risk)
- Prenatal consultations and pregnancy monitoring
- Prenatal consultations and pregnancy monitoring
- Breast and cervical cancer screening
- Reproductive health and lactation counseling
For children
- Growth and development check
- Childhood calendar vaccines
- Hearing and vision tests
- Preventive dental check-up
- Anemia and cholesterol tests
- Early detection of autism
All these services are included at no additional costprovided they are performed by a provider within your insurance network.
How coverage works
All these services are included at no additional costprovided they are performed by a provider within your insurance network.
When scheduling a visit preventivethe insurer covers 100 % of the costprovided that:
- The service is on the official ACA list.
- Be carried out with a network provider.
- Be a preventive evaluationnot a treatment for an already diagnosed disease.
For example:
- If you have an annual cholesterol test, it's free.
- If you already have high cholesterol and are undergoing follow-up or treatment, a copayment or deductible may apply.
The importance of performing your annual check-ups
Many health problems can be caused by prevent or better control if detected in time.
Taking advantage of these exams allows you to:
Identify risk factors.
2. Detect silent diseases.
3. Receive early and more effective treatment.
4. Keep your medical records up to date.
Remember: your health doesn't wait. Annual checkups can make the difference between prevention and regret.
Relationship to your plan and subsidies
These benefits do not depend on the amount of the subsidy you receive.
Regardless of how much you pay each month for your plan, preventive services are always covered at 100 %.
This is part of the commitment of the Affordable Care Act to make health care accessible and focused on prevention.
How Ocando Seguros can help you
At Ocando Insurancewe not only help you get the best plan at the best price, but also help you to understand all the benefits you already have included.
We guide you to:
1. Verify the network providers in your area.
2. Know what tests you are entitled to according to your age and gender.
2. Schedule your preventive visits without overpaying.
Our goal is for you to get the most out of all the advantages that your insurance offers you.
Schedule your free consultation
Did you know that you could be missing important tests totally free of charge?
Let us help you learn about your benefits and schedule your annual checkups.
Call or WhatsApp us - and ensure your health with the preventive care you deserve.
Informative note
Covered preventive services may vary by plan, age and medical history. Always verify that your provider is in the Marketplace network.
Contact us at
Do you have any questions? Do not hesitate to write us
Phone
904-422-5306
E-mail address
info@ocandoseguros.com
Location
Office address: 4319 Salisbury Rd, Suite #106 Jacksonville, Fl. 32216
English 
Spanish